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MahaDoc Guide
7/12 Utara Published: 30 April 2026

How to Read a 7/12 Utara – Every Column Explained Simply

🇮🇳 🇮🇳 मराठीत वाचा

Time

15 minutes to read

Cost

Free (no application required — this is a reading guide)

Where

bhulekh.mahabhumi.gov.in (to download your 7/12)

Fee and timeline may vary — verify on the official portal before applying.

In Simple Words: The 7/12 Utara looks complicated because it has many columns filled with official terms in Marathi. But once you know what each part means, it becomes easy to read. The top half (Register 7) tells you who owns the land and if any loan is registered against it. The bottom half (Register 12) tells you who is farming it, what crops are grown, and what water source is used. This guide walks you through every single column in plain language so you can read your own 7/12 with confidence.

⚠️ Most Common Mistake: People check their 7/12 only for the owner's name and ignore the Boja (encumbrance) column. If you are buying agricultural land, always carefully check the Boja / Encumbrance section. A land with an active bank loan registered in this column cannot be freely sold — the bank's charge must be cleared first.

The Structure of a 7/12 Utara

A 7/12 Utara has two main sections:

  1. Upper Section — Register 7 (Hak Patrika / हक पत्रिका): Rights and ownership record
  2. Lower Section — Register 12 (Lagwad Patrika / लागवड पत्रिका): Cultivation record

Let us go through each section in detail.


Register 7 — Hak Patrika (Rights Record)

This section records the legal status of the land — who owns it, how big it is, and whether any financial claim exists on it.

Survey Number / Gat Number (सर्वे नंबर / गट नंबर)

This is the unique identifier of the plot within that village. Every piece of agricultural land has a survey number assigned during the land survey. When the land is subdivided (split between heirs, for example), each new portion gets a sub-number like 45/1, 45/2.

Area (क्षेत्रफळ)

Land area is recorded in the metric system:

Quick conversion: 1 acre ≈ 0.405 hectares. An old measure — 1 Guntha = 101.17 square metres.

Owner’s Name — Malik (मालक)

The name of the currently registered owner as per revenue records. This should match the person who bought or inherited the land most recently. If you inherited the land and mutation was done, your name should appear here.

Types of ownership recorded:

Khatedar TypeMeaning
वैयक्तिक (Individual)Single owner
संयुक्त (Joint)Multiple co-owners — all names listed
शासकीय (Government)Government-owned land
संस्था (Institution/Trust)Owned by a registered body

Encumbrances — Boja (बोजा / इतर हक्क)

This is one of the most important columns to read carefully:

Before buying land: Always verify that the Boja column is empty. If a loan appears here, demand the seller clear it first and get the entry removed by the Talathi.

Rights and Other Entries (हक्काचे स्वरूप)

This records any special rights — such as:


Register 12 — Lagwad Patrika (Cultivation Record)

This section records what is happening on the land agriculturally — who is farming it, what is grown, and what water is used.

Season (हंगाम)

Maharashtra has three main agricultural seasons:

SeasonMarathiMonthsTypical Crops
KharifखरीपJune–OctoberSoybean, cotton, jowar, bajra, rice
Rabiरब्बीOctober–MarchWheat, gram (harbhara), onion
Summerउन्हाळीMarch–JuneVegetables, sunflower

Cultivator’s Name (लागवडदाराचे नाव)

The person who is actually farming the land. This may be:

If this name differs from the owner, it does not automatically create a legal problem. However, long-standing tenancy may have implications under the Maharashtra Tenancy Act.

Crops (पिके)

What crops are grown in that season. The Talathi records this based on annual inspection (Pahani). Common entries:

Water Source (पाणीपुरवठा / सिंचनाचा प्रकार)

TermMeaning
जिरायत (Jirayat)Rain-fed only — no irrigation
बागायत (Bagayat)Irrigated — from well, canal, or river
विहीर (Vihir)Well irrigation
कालवा (Kalava)Canal irrigation
नदी (Nadi)River water
बोरवेल (Borewell)Borewell/tube well

Key Land Classification Terms

Understanding these terms helps you know the quality and value of the land:

TermMeaningImplication
जिरायत (Jirayat)Rain-fed, unirrigated landLower agricultural value; dependent on monsoon
बागायत (Bagayat)Irrigated landHigher value; more productive; preferred for loans
आकारबंद (Akarband)Land surveyed and registered in recordsFormally recorded; safe for transactions
ताब्यात (Tabyat)Current possession / custodyWho has physical possession
पडजमीन (Pad Jamin)Fallow land — not cultivatedMay raise questions about land use
पोट खराब (Pot Kharaba)Non-cultivable area within the plot — rocky patches, internal paths, drainage channels, or land set aside for public useDeducted from the cultivable area. Not counted for income or loan valuation purposes.
गायरान (Gairan)Village common grazing land — recorded as government/community landCannot be privately owned or sold. If your 7/12 shows Gairan land, that portion belongs to the village, not you.
खार जमीनSaline/alkaline landLow productivity
माळ जमीन (Mal Jamin)Plateau/uncultivable landUsually low value

How to Spot a Loan / Mortgage on 7/12

Look for these in the Boja (बोजा) column of Register 7:

  1. A bank name (e.g., “Bank of Maharashtra” or “Gramin Bank”)
  2. A loan account number
  3. Date of mortgage registration
  4. The amount of the loan

What it means: The land is pledged as security. The owner cannot sell or transfer it without clearing the loan first.

After loan repayment: The bank sends a clearance letter to the Talathi. The Talathi then removes the encumbrance entry. If your loan is repaid but the entry still shows, contact your bank branch to issue the NOC to the Talathi.


Timeline for Understanding Your 7/12

TaskTime Required
Download e-Satbara from MahaBhumi5 minutes
Read and understand your 7/12 using this guide15–20 minutes
Verify land details match your sale deed30 minutes
Apply for correction if errors found30–60 days (mutation process)

Common Errors on 7/12 and What to Do

Error FoundAction to Take
Wrong name (spelling mistake)Apply for name correction (Ferfar) at Talathi
Wrong area recordedApply for re-measurement (मोजणी) through SDO
Loan cleared but Boja entry still showingAsk your bank to submit NOC to Talathi
Your name not updated after purchaseCheck if sale deed was registered — if yes, apply for mutation
Cultivator’s name incorrectReport to Talathi during annual Pahani season


हा लेख मराठीत वाचा

या लेखाची संपूर्ण माहिती मराठीत उपलब्ध आहे: ७/१२ उतारा कसा वाचायचा – प्रत्येक रकाना सोप्या भाषेत (मराठी)

Common Questions

What does it mean if the cultivator's name on 7/12 is different from the owner's name?
This is completely legal and common. The owner (malik) may have leased or given the land for farming to another person (tenant/cultivator). The 7/12 records both the owner and the actual cultivator separately. It does not mean the owner has lost the land — it just records who is farming it. However, long-term tenant cultivation can have legal implications under older tenancy laws, so consult a revenue lawyer if there is a dispute.
Can I use 7/12 in court as proof of ownership?
The 7/12 Utara is strong evidence of possession and revenue record, but it is not conclusive proof of ownership in the way a registered sale deed is. Courts and lawyers use it as supporting evidence along with the sale deed, mutation record (Ferfar), and other title documents. For disputes, always get a title search done by a lawyer.
What is the difference between Khata number and Survey number?
A Survey number (gat number) identifies a specific plot of land. A Khata number is an account number assigned to a landowner or household — one khata may include multiple survey numbers if a person owns several plots. The 8A document shows the khata summary. The 7/12 shows details of individual survey numbers.
What does 'Boja' (encumbrance/बोजा) mean on 7/12, and is it serious?
Boja means an encumbrance — most commonly a bank loan (mortgage) registered against the land. If the land is used as security for a loan, the bank registers a charge and it appears in the Boja column. You cannot sell the land freely while a Boja exists. After the loan is repaid, the bank issues a No Objection Certificate and the Talathi removes the Boja entry. Always check the Boja column before buying agricultural land.
What does 'N/A' or a blank field in the 7/12 mean?
A blank or N/A in the cultivation section usually means no crops were recorded for that season — either the land is fallow, or the Talathi did not update the record after the season. It does not mean the land is abandoned. Blank entries in the Boja column mean there are no registered encumbrances — which is a good sign.
What is Akarband (आकारबंद) on 7/12?
Akarband means the land has been officially surveyed, its area measured, and it has been entered into the revenue record with an assessed land revenue amount. It confirms the land is a formally recorded holding. If land is not Akarband, it means the survey or registration process was incomplete — which can cause problems with loans or government schemes.
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